﻿{"id":2060,"date":"2025-11-19T17:46:07","date_gmt":"2025-11-19T17:46:07","guid":{"rendered":"https:\/\/www.ellepirental.com\/blog\/?p=2060"},"modified":"2025-11-20T13:09:04","modified_gmt":"2025-11-20T13:09:04","slug":"car-rental-with-zero-excess-what-does-it-mean","status":"publish","type":"post","link":"https:\/\/www.ellepirental.com\/blog\/en\/car-rental-guides\/car-rental-with-zero-excess-what-does-it-mean","title":{"rendered":"Car rental with zero excess: what does it mean?"},"content":{"rendered":"\n<p><strong>When renting a car<\/strong>, the contract establishes the rental duration and outlines what happens in the event of an accident, damage or theft of the vehicle.<\/p>\n\n\n\n<p>Before confirming your booking, it\u2019s important to understand the contractual rules and the fees that may apply in different scenarios. The <strong>deductible<\/strong>, for example, is one of the key elements the driver must be aware of, as it is a <strong>fixed amount<\/strong> the renter is required to pay under certain conditions. Let\u2019s take a closer look at what \u201czero-excess rental\u201d means and how the deductible can be reduced or eliminated.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_48 counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\r\n<div class=\"ez-toc-title-container\">\r\n<p class=\"ez-toc-title\">Indice dell&#039;articolo<\/p>\r\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"ez-toc-toggle-icon-1\"><label for=\"item-69db89e89719f\" aria-label=\"Table of Content\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69db89e89719f\"><\/a><\/span><\/div>\r\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.ellepirental.com\/blog\/en\/car-rental-guides\/car-rental-with-zero-excess-what-does-it-mean\/#What_zero-excess_coverage_includes\" title=\"What zero-excess coverage includes\">What zero-excess coverage includes<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.ellepirental.com\/blog\/en\/car-rental-guides\/car-rental-with-zero-excess-what-does-it-mean\/#What_is_the_deductible\" title=\"What is the deductible?\">What is the deductible?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.ellepirental.com\/blog\/en\/car-rental-guides\/car-rental-with-zero-excess-what-does-it-mean\/#Kasko_insurance_for_rental_cars\" title=\"Kasko insurance for rental cars\">Kasko insurance for rental cars<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.ellepirental.com\/blog\/en\/car-rental-guides\/car-rental-with-zero-excess-what-does-it-mean\/#Damages_not_covered_by_Kasko_insurance\" title=\"Damages not covered by Kasko insurance\">Damages not covered by Kasko insurance<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\r\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_zero-excess_coverage_includes\"><\/span>What zero-excess coverage includes<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>This type of coverage is designed <strong>for the benefit of the driver<\/strong>, enabling them to enjoy the rented vehicle without worrying about the financial consequences of an accident.<\/p>\n\n\n\n<p>When there is no <strong>deductible on the liability insurance (RC auto)<\/strong>, the driver is entitled to <strong>damage compensation<\/strong> within the policy limits and based on the vehicle\u2019s market value, provided they are not responsible for the accident. If the driver is at fault, they lose the right to any reimbursement. Only with a Kasko policy\u2014usually more expensive\u2014is it possible to receive compensation for <strong>self-inflicted damage<\/strong> to the rental vehicle.<\/p>\n\n\n\n<p>Is it possible to <strong>eliminate the deductible when renting a car<\/strong>? Yes. Some insurance packages remove the requirement to pay a deductible. In these cases, the customer must pay a <strong>security deposit<\/strong>, which is refunded at the end of the rental if no damage or theft has occurred. Therefore, a \u201czero-excess rental\u201d means that the driver is initially responsible for the deposit, which is returned upon returning the vehicle in good condition.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_the_deductible\"><\/span>What is the deductible?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>The deductible is an amount the renter agrees to pay to the rental company in the event of <strong>damage to the vehicle<\/strong>. This amount is established during the booking process and represents a fixed percentage of the estimated damage cost. It is defined within the contract and may be added to any extra fees required if the damage exceeds the <strong>insurance coverage limits<\/strong>. If the damage remains within the insurance limits, the rental company will cover it.<\/p>\n\n\n\n<p>Depending on the payment method chosen\u2014credit card, cash or debit card\u2014the rental company may freeze the amount or request it in advance as a security deposit, which will then be refunded when the vehicle is returned.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Kasko_insurance_for_rental_cars\"><\/span>Kasko insurance for rental cars<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Choosing <strong>Kasko insurance<\/strong> for a rental car is optional but offers greater protection, as it covers situations that are not included in the basic policy. The <strong>basic insurance<\/strong> usually covers only damage caused to third parties\u2014people or property\u2014but does not include damage to the rental vehicle caused by unknown parties or by the driver\u2019s distraction.<\/p>\n\n\n\n<p>Kasko insurance is more expensive than the basic coverage, which is often included in the rental price, because it offers enhanced safety and broader protection for the driver.<\/p>\n\n\n\n<p>To avoid unexpected costs for damage to the rented vehicle, many customers choose to <strong>add the Kasko policy<\/strong> to their package. However, not all types of damage are covered, and there are important limitations to be aware of before subscribing.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Damages_not_covered_by_Kasko_insurance\"><\/span>Damages not covered by Kasko insurance<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Kasko insurance covers only damage to the vehicle and excludes injuries to the driver or passengers. To obtain <strong>coverage for people<\/strong>, an additional personal accident insurance policy is required.<\/p>\n\n\n\n<p>It also excludes damage to <strong>objects, animals or materials transported<\/strong> in the vehicle. Likewise, it does not cover accidents resulting from behaviour contrary to <strong>traffic laws<\/strong>, such as driving under the influence of alcohol or drugs, driving without a licence, or failing to provide required documentation.<\/p>\n\n\n\n<p>Understanding the details of the insurance policy is essential for renting a car responsibly and with full awareness.<\/p>\n\n\n\n<p>Are you thinking about booking a car for your next trip to Sardinia? Choose <strong>Ellepi<\/strong>, the <strong>car rental service at Olbia Airport<\/strong>. Browse all available vehicles on our website and <strong>book your rental car online<\/strong> in just one click!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>When renting a car, the contract establishes the rental duration and outlines what happens in the event of an accident, damage or theft of the vehicle. Before confirming your&#8230;<\/p>\n","protected":false},"author":1,"featured_media":2061,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[239],"tags":[],"class_list":["post-2060","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-car-rental-guides"],"lang":"en","translations":{"en":2060,"it":990},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v14.6.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\r\n<title>Car rental with zero excess: what does it mean?<\/title>\r\n<meta name=\"description\" content=\"What does \u201czero-excess car rental\u201d mean and when is it possible to eliminate the deductible? 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