When renting a car, the last thing you want to think about is the possibility of negative events during your trip. Before signing a short-term rental agreement, it is essential to understand the conditions that apply in case of theft, fire, or damage to the vehicle.
Knowing which insurance policy is offered by the company and what clauses are included is crucial to understanding how to act in these circumstances.
Theft insurance for rental cars
CDW insurance is a specific type of coverage that applies in the event of theft, damage, or loss of the vehicle. In certain situations, this policy may exclude some components of the vehicle, such as the windscreen, tyres, locks and keys, the underbody, and any towing costs.
The purpose of this coverage is to remove the customer’s liability for damage to the vehicle, except for the deductible that remains payable.
The deductible allows you to limit the maximum financial responsibility charged to the driver in case of an accident or damage. In some cases, when choosing a CDW coverage option, an additional daily fee may be applied to reduce the deductible amount.
Our advice is to check with the selected company which option is the most convenient and best suited to reducing costs and liability before completing your booking.
Rental cars and theft: how to proceed?
In the event of a stolen rental car, the driver may rely on the clauses included in the insurance coverage, provided they can demonstrate that the damage did not result from negligent behaviour.
With Ellepirental, vehicles cannot be taken outside regional borders. If the theft occurs outside the region, the driver is considered fully responsible, even if they have selected the Car Protection or Car Protection Plus options. If the driver proves correct conduct, they will still be responsible for the TDW penalty, with amounts that vary depending on the category of vehicle.
Eliminating the liability penalty with Ellepi
By booking your car with our rental company at Olbia Airport, you can remove the maximum chargeable amounts for penalties related to damage, theft, or fire. The Car Protection Plus option can be added during booking and is applied as an extra cost to the rental fee.
This is not an insurance policy but a customer guarantee that allows you to eliminate chargeable costs should certain circumstances occur.
Even with this option, any damage caused by the driver’s actions is not covered. Responsible driving and proper care of the vehicle are essential to ensure that the benefits of insurance coverage and additional clauses apply correctly.
Would you like to know more about the procedures to follow in case of vehicle theft? Contact our team and book your rental car for your holiday in just a few clicks!
